Risk Manager
Monzo Bank · Manchester, United Kingdom
About the role
Join Monzo Bank as a Risk Manager in Manchester and keep the books clean and the forecasts honest.
Job description
Monzo Bank is hiring a Risk Manager to join the team in Manchester, United Kingdom. We're a growing organisation in our space and the next person in this seat will help us scale how we serve customers across the region.
You'll keep our books accurate and our reporting timely while we scale, and partner with leadership on the planning side as the business grows. Expect a mix of close-the-month rigour and forward-looking analysis.
This role is fully remote. You'll partner closely with the operations team, external auditors, and the executive team and report into the relevant team lead. We move fast, give people real ownership, and keep the bureaucracy low — if that sounds like the kind of environment you do your best work in, we'd love to hear from you.
What you'll do
- Run a tidy month-end close, with reconciliations, journals, and accruals locked down on time.
- Own the management accounts — P&L, balance sheet, cash flow — and the variance commentary.
- Maintain and improve the company's financial controls and risk register.
- Lead the annual budget cycle and quarterly re-forecasts in partnership with department heads.
- Manage relationships with banks, auditors, tax advisors, and other external parties.
- Champion automation — you don't want the team copy-pasting between spreadsheets in 2026.
What you'll need
- Qualified accountant (ACCA, CIMA, CA, or equivalent), or strong path to qualifying.
- 5+ years in a finance/accounting role at a fast-moving organisation.
- Strong Excel/Google Sheets skills, including model-building from a blank tab.
- Working knowledge of an ERP/accounting system (Xero, NetSuite, QuickBooks, Sage).
- Detail-obsessed without losing sight of the bigger commercial picture.
Perks & benefits
- Mentorship from senior leaders across the business
- Quarterly home-office and equipment top-up
- Annual learning budget you can spend on courses, books, or conferences
- Free team lunches every Friday and quarterly company offsites
- Paid parental leave of 16 weeks for primary carers